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Explore the basic functions of one of the most essential tools for real estate and appraisal professionals the Hewlett-Packard HP 12c calculator. Regarded as the state of the art in the industry, the HP 12c is easy to use with minimal training. With this text, you will learn about the different functions available including the essential time value of money calculations as well as cash flow calculations. You will be exposed to numerous examples and situations that relate to actual calculations you may need to perform in the course of your career.